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求教大家,养老金审核支出的时分会用deeming rule来预估在super里的收益.
The first $62,600 of your financial assets has the deemed rate of 0.25% applied. Anything over $62,600 is deemed to earn 2.25%.
那这个预期收益是远远低于银行贷款收益的。
那是否象征着假如我有大笔现金,为了拿pension,宁愿放super而不要放银行?假定interest和super yield差未几?
谢谢 |
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