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明天报纸上看到的：
Lenders are stepping up their efforts to encourage buyers back into the market and demonstrate their co妹妹itment to the mortgage broker network, which accounts for about 59 per cent of sales.
NAB and Suncorp are both launching marketing campaigns intended to strengthen their links to brokers following the Hayne co妹妹ission controversy about broker co妹妹issions and client responsibility.
In addition, lenders are improving their offers for new borrowers that meet strict lending criteria.
For example, boutique Granite Home Loans is offering a 100 per cent loan to university educated professionals employed in the same industry for three years. The maximum loan value is $1 million, the initial interest rate is 6.5 per cent and there is a $3500 establishment fee and no annual fee.
NAB is offering a discounted 3.79 per cent rate for borrowers with a deposit of 20 percent or more,and 3.99 percent for a deposit of less than 20 percent.It is also offering several fixed rate deals for new owner occupier and residential investment borrowers.
Virgin Money, the popular niche lender owned by Bank of Queensland that recently raised some rates by 20 basis points, is doubling Velocity Points for borrowers with a deposit of at least 10 per cent. They will receive 2000 points for every $10,000 drawn at settlement.
Other lenders to cut rates for new borrowers include Citi, AMP Bank and Teachers Mutual Bank.
https://www.granitehomeloans.com.au/about-us/ |
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