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    3月19号RBA第二次降的0.25, 有小银行跟进吗?

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    2021-5-15 03:41:06 476 12

    我是中行,历来不发布动静。

    全部回复12

    verilog 发表于 2021-5-15 03:09:29

    verilog 沙发

    2021-5-15 03:09:29

    hsbc
    chaomang163 发表于 2021-5-15 03:12:20

    chaomang163 板凳

    2021-5-15 03:12:20


    中行没降,反而涨了一旦点,浮动2.78%,新出了两年固定2.28%,胜利套住了以前固定想break的主人

    目前四大外面浮动利率ANZ最好,固定也是。
    cshark 发表于 2021-5-15 03:16:45

    cshark 地板

    2021-5-15 03:16:45


    那当初中行的主人也是大部份都固定了吗
    myyaoyao 发表于 2021-5-15 03:18:57

    myyaoyao 5#

    2021-5-15 03:18:57


    ANZ浮动自住能给到最低多少啊,我刚刚转过来给我2.79
    langmanzhuyi 发表于 2021-5-15 03:20:15

    langmanzhuyi 6#

    2021-5-15 03:20:15


    目前的浮动利率根本降不到固定rate了,所以当初固定是一个不错的选择
    肖飞 发表于 2021-5-15 03:21:27

    肖飞 7#

    2021-5-15 03:21:27


    看你loan amount,几个物业等要素
    艾木头 发表于 2021-5-15 03:25:22

    艾木头 8#

    2021-5-15 03:25:22


    Hsbc木有吧?
    diehard770707 发表于 2021-5-15 03:29:54

    diehard770707 9#

    2021-5-15 03:29:54



    没有,就是固定的降了,转固定收费

    A 0.50% reduction in one, two and three-year Premier fixed rate home loans for owner occupiers paying principal and interest. The new fixed rates of 2.25% p.a. for each of these periods will be available from Monday 30 March. Our standard fees will be waived for existing home loan customers who wish to switch from a standard variable rate to a fixed rate product. Excludes LVR above 80%.
    Standard variable rates across our home loan products will be maintained at existing levels. HSBC’s headline Home Value home loan is among the lowest in the market at 2.65% p.a.
    A new 十二-month personal AUD term deposit rate of 1.70% p.a. will be available to both new and existing eligible customers from 30 March.
    The potential to defer home loan, personal loan and credit card repayments by up to six months.
    Personal banking customers may apply for a temporary credit limit increase on their HSBC credit cards if needed.
    The standard interest rate reduction and $30 administration fee will be waived if retail customers negatively affected by current circumstances need to access a term deposit prior to maturity.
    rooky123 发表于 2021-5-15 03:32:29

    rooky123 10#

    2021-5-15 03:32:29


    boc网站上查不到这个fix rate啊
    能够做一年的fix么?
    lizzy 发表于 2021-5-15 03:36:46

    lizzy 11#

    2021-5-15 03:36:46


    一年3.69% 哈哈,2-3年是2.28
    lwilxy 发表于 2021-5-15 03:39:27

    lwilxy 12#

    2021-5-15 03:39:27


    我也是中行,还没固定
    sm65 发表于 2021-5-15 03:41:06

    sm65 13#

    2021-5-15 03:41:06


    谢谢
    显著是不要大家fix一年啊

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