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之前始终用medibank,买的extra cover是Intermediate。
由于改正牙齿,想换能最大额度claim的险种。 是换到medibank的Comprehensive好呢,仍是换到干脆换MBF的最大cover?
都有十二个月的等候期。
专家能不克不及指导指导,究竟该怎么办? 我想尽快能做。 也想化至少钱。
老公想换MBF。
我方才查看了下,有点不明确。 改正牙齿算Orthodontic。MBF航布朗当一同一年能够claim 1000
而medibank, 分类claim。 Orthodontic一年才claim 400回来。
显然分歧理。 是否我看错了?
MBF:
Major Dental
E.g. crowns and bridges, inlays, onlays, facings, endodontics, dentures and surgical extraction of teeth
十二 months
$1,000 per person/$2,500 lifetime limit on orthodontics
Medibank:
Major dental
$2,000 For services in this category but not to exceed
the amount shown for each sub-category
Inlay/onlay restorative Eg restorative fillings 十二 months $300–$700#
Dentures, crowns and bridges 十二 months $400–$800#
Orthodontic Eg braces 十二 months $400–$800# Lifetime limit of $2,400 per member
Periodontic Eg treatment of gum disease 十二 months $300–$700# |
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