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Copied from a PDS.
Total Disability benefit Pays the monthly benefit if the insured person is totally disabled and unable to earn any income.
Partial Disability benefit Pays part of the monthly benefit if the insured person is disabled but still earning some income.
Specific Injury benefit Pays the monthly benefit for a set period of time if the insured person suffers one of a list of injuries, even if they return to work.
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