Home loan ，Personal account, saving account

CCNUgiaour

请问各位，刚刚收到房贷银行NAB发来的Debit卡两张，注册登录APP后外面有三个账号，分别是Home loan ，Personal account, saving account 。前面两个账号有何区分？

waji_42 · 发表于 2021-5-14 12:09:17

daily account - can be used for daily use / dd, no interest i guess.
saving account - with little interest

meili_ah · 发表于 2021-5-14 12:11:03

Personal account个别用来做offset账户，贷款在外面能够对冲利息。Saving account是存钱的账户，贷款在外面能够收利息。假如你的offset账户曾经填满了，能够把钱存在saving account外面，否则的话，saving account就没甚么用。

xiuxiandao · 发表于 2021-5-14 12:14:47

谢谢指导迷津！

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