Home loan ，Personal account, saving account

CCNUgiaour

请问各位，刚刚收到房贷银行NAB发来的Debit卡两张，注册登录APP后外面有三个账号，分别是Home loan ，Personal account,  saving account 。 前面两个账号有何区分？

waji_42

daily account - can be used for daily use / dd, no interest i guess.
saving account - with little interest

meili_ah

Personal account个别用来做offset账户，贷款在外面能够对冲利息。Saving account是存钱的账户，贷款在外面能够收利息。假如你的offset账户曾经填满了，能够把钱存在saving account外面，否则的话，saving account就没甚么用。

xiuxiandao

谢谢指导迷津！