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海内旅行始终用的是28 degree, 但自从不是GE Money后，的确有点不如从前。
看论坛里得多亲保举Bankwest Platinum credit card，也去Bankwest网银问了，他们好像也搞不分明international/foreign transaction fee 和 currency conversion fee 的区分。
所以想问一下论坛里的大神，目前是否只要28 degree是没有international/foreign transaction fee 和 currency conversion fee的？ 其余卡说没有foreign transaction fee的，在海内刷卡仍是会收取3%摆布的currency conversion fee？
谢谢了。
附上在网上找到的一个对于foreign transaction fees 和 currency conversion fees的解释：
“Are foreign transaction fees the same as currency conversion fees?
No, foreign transaction fees are not the same as currency conversion fees.
Currency conversion fees are charged to cover the cost of converting foreign currency back into your local currency. Foreign transaction fees are a general cost associated with any and all transactions with overseas retailers or overseas ATMs.
Example:
If you are shopping with an overseas online retailer that charges you in Australian dollars, you will not be charged a currency conversion fee, but could be charged a foreign transaction fee.
If you are shopping overseas and you need to pay for your purchase in a foreign currency, you may be charged both a foreign transaction fee and a currency conversion fee.
If you get a credit card with no foreign transaction fees, and you were to purchase from an overseas retailer that charges you in a foreign currency, you may only be charged the currency conversion fee.” |
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