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来自于finance review
http://www.afr.com/p/household_w ... 7Djyg8bGtQTWGpyMwVP
Household wealth hits new record
Average household wealth rose to a record $872,000 in 2013, driven by surging house prices, rising equity markets and an entrenched savings culture, according to Canberra-based consultants Outlook Economics.
It says average household wealth rose $50,000, or 6 per cent, at current market prices over the year and about $29,000, or 3.6 per cent, in inflation-adjusted constant price terms.
Outlook Economics director Peter Downes said 2013 had been a “pretty strong year” for the growth of household wealth.
“If you look over the last 10 years since the mining boom began, almost two trillion dollars has been added to household wealth in constant price terms,” Mr Downes told The Australian Financial Review.
The Outlook Economics figures show that following a 15-month period between December 2007 and March 2009, when the financial crisis sparked a steep 18 per cent decline in household wealth, household balance sheets have been steadily rising.
Forecasts are for household wealth to reach $919,000 by the end of 2014 and top $1 million by March 2017 should current market conditions prevail.
Mr Downes said a 7 per cent rise in the housing market over the year, adjusted to reflect the mix of capital city and regional housing performance, had contributed to rising household wealth; the family home makes up the bulk of household wealth.
Full 2013 calendar year figures from RP Data-Rismark released on Thursday revealed the housing market ended the year up 9.8 per cent, with a median dwelling price of $540,000. It was the fastest annual rate of growth since August 2010 and the largest calendar year increase in values since 2009.
Households also benefited from a rising equities markets which boosted superannuation funds. The S&P/ASX 200 surged 15.1 per cent in 2013 with superannuation funds expected to record their strongest performance for at least 13 years, according to a preliminary estimate from research firm SuperRatings
The third factor in rising wealth was the continued propensity for Australians to save and reduce their debt said Mr Downes.
“A quarter of private income has been saved since the onset of the GFC,” he said.
Mr Downes highlighted that these were average figures which factored in the wealth of mining billionaires like Gina Rinehart and Andrew Forrest.
“Not every household is worth $872,000,” he said.
“If you took the median figure, it would be much lower, around $400,000 or $500,000. The distribution of wealth – the divide between rich and poor – has become much greater.”
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