设一个小孩的银行帐号，是不是能够免税？

wanggch

如题。假如是这样，你大家均可以把钱转到小孩的帐号里了？

ana314

是，但有下限，超过的仍是要打税的。

poluo

这个要关注，谁来详细说说啊

raymondchua

超过量少呢？

时间

420好像

不可思议

是每一年吗

tomas2004

Investing on behalf of children
Children’s savings accounts
Savings accounts of dependent children under the age of 16 have special income taxation rules.
If the child’s tax file number is not supplied, the investment body must withhold tax at the top marginal tax rate on interest earnings, although tax isn’t payable until the child’s income, including interest, exceeds the under-18 tax-free threshold of $416.
Interest income earned on the account must be declared by whoever controls the account, not whose name it is in, or whose name it is held in trust for.
Children do not need to lodge a tax return if their only source of income is interest totalling less than $416. However, if the investment body has withheld tax, the child must lodge a return to get a refund.

芦苇

每一年

100d

打主张打到孩子身上啦？

DarkRaven

早打过这个主张了，省不了太多，不外能省点是点。

sonmouse

ATO 算这笔钱作为家庭的总支出外面吗？

红色樱草

看不同银行的利率，假定年息为6%，贷款额为7000摆布，假如年息为4%，则贷款额为1w摆布。按ATO要求，利息不超过416不打税。

play330959

有个bankwest 的kids bonus帐户，每个月至多存$250，利息当初6%摆布，不必交税。一年后自动转入link的saver 帐号，无息。反正未几，就当给孩子存点小钱吧。

kelisi

“1年后自动转入link的saver账号”那是不是我必需得有bankwest 的账号？

天籁落尘

银行会给你一个kids saving account的，一共2个account. 阿谁高利息的账号只能转到这个saving account里