车贷 balloon问题求教

sczgx6658

车贷, 30%的balloon. 5年存款时间.

请问这五年里,balloon 的金额, 好比balloon的金额是$14000. 那末这个 $14000在这五年里也是要算利息的吗?

或者这样问: balloon的金额 在5年的存款年限里是同样要领取利息的吗?

欠好意思,不知道我表述的分明不分明?

求扫盲,谢谢啦

luodan2004

As you are offsetting your monthly repayments by having a balloon, this would increase the total amount of interest payable slightly over the full term of the car loan, as you are paying less principal off the loan with each repayment by having the balloon offset at the end. …… If it is for personal use only, you would pay more interest over the full term with the main benefit being the reduction in monthly repayments only.

xprimer

當然要付利息

hdz0000

人家给你算好了，你就不要斟酌那末多了。

兵马俑

我买车的时分 他们也给我讲来将去的 然而算来算去 分歧算  

600016

确定要付利息
要balloon就不要去算甚么划不划算，由于确定不划算
首要的是你当初就可以具有一辆心仪的车，人生苦短啊

yxjtyy

这几天车贷学了不少常识呢。

理解了balloon是个啥东东。最初抉择不要。咱们存款4万，要balloon比不要balloon要多付将近2000块钱呢。