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    两家小银行的房贷请求采取嘀:嗒技术

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    2021-5-15 18:24:13 249 1

    https://www.mortgagebusiness.com ... -mortgage-consumers

    Bendigo Bank to offer Tic:Toc tech to mortgage consumers

    Digital home loan fintech Tic:Toc has announced that Bendigo and Adelaide Bank will use its proprietary technology to power its own instant home loan platform, Bendigo Bank Express.

    Bendigo claimed that the white label partnership would enable it to be “the first Australian lender offering a digital home loan application and assessment process under its own brand”.

    Tic:Toc launched the World’s First Instant Home Loan™ in July 2017 and is now collaborating with financial institutions to offer their platform as a service, helping bring traditional home loan processes up to speed.

    Co妹妹enting on the announcement, Tic:Toc founder and CEO Anthony Baum said: “Tic:Toc is changing the customer experience when it comes to home loans. It’s no longer necessary to wait weeks for home loan approval, when it can be done digitally and conveniently.

    “There’s actually not much difference between home loan options. But there can be a big difference in how that home loan is delivered, and the experience for the customer.

    “Our automated assessment and approval technology also create dramatic cost efficiencies for lenders.”

    He continued: “You only need to look to the United States to see how a digital home loan can change a market. Quicken Loans is now America’s largest home loan lender after launching their online product, Rocket Mortgage.

    “Our partner, Bendigo and Adelaide Bank, shares our passion for great customer outcomes, so we’re delighted the bank has chosen Tic:Toc to offer its customers a truly digital experience, if they want it.”

    Bendigo and Adelaide Bank managing director Marnie Baker added: “Our partnership with Tic:Toc is another example of Bendigo and Adelaide Bank investing in innovative technologies to offer Australian consumers more choice, and ultimately, better digital experiences.

    “Our strategy means we can provide the best solution to customers by selecting the right partner to offer the right services to meet our customers’ needs and make it easier for them to do business with us. Fintech disruption, combined with banking innovation, is helping us drive better outcomes, and we consider relationships with fintechs, such as Tic:Toc, as a mutually beneficial strategy.

    “We believe we can grow our business through our vision of being Australia’s bank of choice, and we will do this by providing new and existing customers with valued and relevant products and services, all while investing in new capability and innovation.”

    The regional bank noted that Bendigo Bank Express will be available to customers in early 2019.

    全部回复1

    qp198 发表于 2021-5-15 18:24:13

    qp198 沙发

    2021-5-15 18:24:13

    Tic Toc倒闭的时分我翻译过这条旧事

    https://www..com.au/bbs/ ... =1340143&page=1




    住房存款的请求和批准顺序通常需求像冰川挪动同样漫长的22天。澳大利亚一家新兴的金融科技公司估量能够将全进程缩短至22分钟。

    嘀:嗒Tic:Toc是一家位于阿德莱德的守业公司,努力于使住房存款请求尽量的疾速,简便。据报导,通过两年的开发,该公司的数字平台完成了通常需求人参预的决策进程的自动化。与传统办法比拟,自动化的请求与批准进程快得无以伦比。

    在网上请求过程当中,该网站实时计算归还款人的合用性,计算物业估值、还款才能,信誉反省,集体身份验证和财务确认,无需与存款审理人员进行交互或处置实体文书。这所有是经过帐户聚合器“要得利”Yodlee数字验证请求人提供的银行凭证的来完成的。

    首发的存款产品的是自住房,还本还息,可比利率为3.69%,可选择固定利率或浮动利率,也都有对冲账户。

    目前,假如您要经过该办事购房或者再融资,最少要有20%的首付/权利。您还需求在省会或次要的地域核心购买屋宇。
    (目前不包罗塔斯马尼亚和北领地,据称嘀:嗒Tic:Toc正在致力中)

    嘀:嗒Tic:Toc开创人兼首席履行官安东尼·鲍姆(Anthony Baum)在一份声明中说:“按需经济曾经改动了客户对集体理财的冀望,屋宇存款曾经后进了。

    从提供第一个真正彻底在线和全自动化的住房存款,Tic:Toc但愿从新定义客户获取房贷的形式,并冲出澳洲,走向世界!

    您能够在Tic:Toc民间网站上理解更多对于其房贷办事的信息。

    原文链接:
    https://www.lifehacker.com.au/20 ... oans-in-22-minutes/

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