求助有Car allowance 怎么最大额度退税？

xiuxiandao

老公一年有22k 的car allowance , 打算比来买辆新车， 下班用。 请问是走novated lease 仍是car loan 对比好一点呐？ 阿谁能够少交点税啊。 他一年工资加之car allowance 差未几150k

holyfeld

个别salary package对比好吧。。

panju0535

If you choose car loan to get a new car, the income tax deduction will be limited, only the business use would be allowed.

Given the large amount of car allowance, novated lease might be a good choice as all running costs regardless private or business can be packaged. i.e. no income tax. Certain amount of post tax contribution would be required based on the $150K total income.

Get a lease over shorter period, such as 1 year, to maximise the tax saving.

jin2002

需求做SLARY PACKAGE强烈保举楼上

FBT专家。

wanghuijune

谢谢你的回复， 看到你以前发的帖子对于novated lease 的很受用。 今天就让老公去问问他们公司hr 对于salary package 的事