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我的了解是满31岁生往后的那一年的7月1号以前必需买,不然就要交LOADING。好比你的生日是1981年6月18号,那末20十二年6月18号你满31岁,20十二年7月1号就是截至日期,过时了就要交LOADING了。
If you do not have hospital cover on the 1st of July following your 31st birthday and then decide to take out hospital cover later in life, you will pay a 2% loading on top of your premium for every year you are aged over 30. |
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