转到UBANK的ONLINE HOME LOAN好吗？

华仑天弩974

比来再纠结是不是从NAB转到UBANK的网上HONE LOAN。利率差0.0048呢.并且当初请求有500的GIFT CARD。合算嘛？

xemon

UBank利率低的，看到人家探讨，假如常常make extra repayment or redraw 不太便利，从网银提交请求到履行要2、3个任务日。多还进去的钱要到下一次正常repay的时分才开始抵扣本金增加利息。

mycube

“多还进去的钱要到下一次正常repay的时分才开始抵扣本金增加利息。”甚么意思 呢？
好比说我每两周发工资的钱经过LINK ACCOUNT转进去，转的过程当中损失一两天不妨事，然而下一次正常REPAY 的时分是何时啊？

play_girl1

正常repay就是你设定的还款日，按月还的就没个月那一天，周还或者双周还的，就是每周或每两周阿谁日子，正常repay应该是UBank从你的Link账户自动划款的。

真空科学技术

网上能够查UHomeLoan的Term and Conditions
其中
6.6 – Additional Payments
e. Notice by You pursuant to this clause must be in writing via
My UHomeLoan or in a method acceptable to the Lender. If
You effect an additional Payment to your Facility, any such
Payment will be applied in satisfaction of any Payment due to
be effected by direct debit within the next month, unless You
arrange otherwise. For example, a voluntary Payment made on
21.09.2010 is applied towards satisfaction of the Payments
due up to 20.10.2010, or if 20.10.2010 is not a Business Day,
the next Business Day thereafter.

billham

根本上快成月经贴了。。。。没有offset account, 本人权衡化不划算吧。。。

bald

这个，，不是人人都需求Offset account。看本人需要吧。

yesji

值

VALENTINO974

客服太次了，下了好大信心才再来一次，审批要多慢有多慢