NIB的保险改了吗？不包大脑，心脏，癌症，中风了

lizhenye

看到论坛里说NIB的保险比较好，现在看到：还有其他保险推荐吗？
The following Hospital Treatment is excluded and no Benefits are payable unless an Accidental Injury
Benefit applies:
1. Brain Surgery
2. Cancer Treatment
3. Heart Procedures
4. Palliative Care
5. Rehabilitation
6. Stroke Treatment
7. Back Surgery
8. Eye Surgery
9. Joint Replacement
10. Joint Investigation
11. Gastroscopies
12. Renal Dialysis
13. Assisted Reproductive Treatment
14. Infertility Investigation
15. Obesity Surgery
16. Pregnancy and Birth Services
17. Psychiatric Treatment
18. Cosmetic Surgery
19. Oral and Maxillofacial Surgery
20. Podiatric treatment
21. Cochlear implants
22. Bone marrow and organ transplant

panshiqi

你要升级就会有了 现在各个保险公司统一了口径 这些大型手术不到最高的tier都是不包的 换哪个公司都一样

geoffrey1999

升级是要打电话吗？我看网站上最高的就是37/week那个

4nsfjootie

可以网上看看 也可以打电话

一般估计要到gold那一等级才会包吧

sunnylqd

谢谢分享，平时不用所以没在意呀。